Cheaper than anything you can rent!

If you are currently renting and think you can't afford to buy, think again!

361 Swan Drive (MLS 262081) is a super cute two bed, two bath home located in Barnett Bend III and is listed for only $134,900. That's way less than $800 a month, and there are loan programs out there that can provide 100% financing.


361 Swan Drive

This home has an open great room, walk -in closets, granite counter tops in the bathrooms and a fully fenced backyard.

If you haven't considered buying, or didn't think you were ready, you might be surprised at how much money you could save by owning vs renting. Interest rates are still low and rent will only continue to rise. Start saying your money - call today.



 

913 Monterey Drive - in Trace Vineyard - HERE'S A DEAL!

$199,900 for 2330 Square Feet

Looking for a great price in Madison? How about Trace Vineyard for $86 a square foot?
Interested?

Then take a look at 913 Monterey Drive, Madison (MLS 264675)
Located on one of the best lots in Trace Vineyard, this 4 bed, 2 bath backs up to the neighborhood lake and the pretty common area. Mature landscaping, a great floor plan and close to everything...
This one needs a few updates, so the price has been adjusted, but just imagine the possibilities...

 

To see more of this great property, shoot me (or your favorite REALTOR) an email to set up an appointment.

820 Strawberry Point - perfection!

If you've been thinking about jumping from an apartment to a house, this might be the one you want!
Just listed and for only $151,900 ( That's $900 a month folks) This one is just perfect; 3 bed, 2 bath and no carpet at all! Wood floors throughout and located in a quiet cul-de-sac. Large, really large, fenced backyard, vaulted ceilings, back side parking and spacious rooms. Tell me again...Why are your renting?

Told ya she was perfect???

Long overdue for a post....

It's been a busy few months but its certainly time for a post. Before we talk about real estate, let's talk about the most important news to hit in a long time:

Jackson is getting a Whole Foods!!!! This is big news.

According to The Clarion Ledger, the temple of organic grocery wonders will locate around Highland Village sometime in 2013. Waiting.... waiting.....

115 Hackberry Drive, Madison

Beautiful new listing in Ashbrooke! Only two years old and absolutely wonderful....

This property is located in a cul-de-sac and has interior brick features, high ceilings and wood floors. The kitchen has granite, wood ceiling accents, stainless appliances and a double oven. The formal dining area has a cedar beam separating it from the spacious great room. All the bedrooms are large with big closets. There is a hall bath for guests, a jack-n-jill bath between two guest rooms and a huge master.

The backyard is huge and there is a covered patio. Very private and quiet. You will be impressed! $315000

Low Low Low

After a long unexplained absense, I'm back to tell you folks that rates are great! They are low, low low. An average 30 year FHA fixed (this is the route that most first time home buyers will go) is just above 4%. Thats the lowest EVER!

The last time rates were ever this low was in the 1950s, and a 30 year loan wasn't even available at that time. Most loans back then were 20 year commitments.

So, folks.... Pleezeee get off that fence. Call a Realtor and stop waiting around.

Got it?

The Best Advice Ever

If one of your goals this year is to make the shift from renter to homeowner, you should begin preparations now for one of the biggest life decisions you will make.

Before you start the home-buying process, make sure you are ready to buy a home that you will live in for at least three to four years. It will take that long to build enough equity to recoup your investment costs. Its ok to imagine a "dream" home or a your "dream" location, but keep in mind that you may need to sift through these dreams to find a community and a home that you can comfortably afford.


Anyone who has watched the news in the past few years can attest that home prices have fallen in most real estate markets, and that interest rates are at historically low levels — both factors that make buying your first home more affordable.

Meet with a lender

Get pre-qualified for a mortgage loan before you look at homes so you can avoid falling in love with a home you cannot afford. You may be surprised to discover you can afford something pricier than you thought since interest rates are so low. Make sure you ask your lender about how much cash you will need for a down payment and closing costs as well as various loan options.

Check your credit score

Lenders base your mortgage qualification on a variety of factors, including your income and assets, your debt-to-income ratio, your savings history and your job stability. But the most important factor is your credit score. Lenders tie the interest rate you must pay to your credit score, so that borrowers with a score of 720 and sometimes 740 and above are the only ones who will pay the lowest mortgage rates. Borrowers with a credit score below 620 may not qualify at all for a mortgage until they can improve their score.

Make a reasonable offer

If you love a house and don't want to lose it, don't make a low-ball offer. Some sellers are willing to negotiate and others are not. A trustworthy realtor can walk you through the process to make sure you are dealt with fairly.

Have a home inspection

Never buy a home without having it inspected. Not only are you looking for serious flaws in the home, but you can learn a lot about what to expect in terms of repairing or replacing systems and appliances as an owner. Let me go one step further. Its great that your Dad's boss has a son who dates a girl who took a plumming class...once. Get a PROFESSIONAL home inspector. Period.